Dental insurance companies offer a variety of plans. Commonly, companies change benefits, co-pays, deductibles, and maximums throughout the year. Working with these companies can be difficult, time consuming. Most of the time, they only pay for a portion of the procedures and they do not pay in a timely fashion. For this reason we choose to participate with select preferred provider organization (PPO) insurances (see list below). Often, prior to a procedure, insurance companies will require a pre-authorization, which simply means that we are asking the insurance company what they will cover or will not cover for you and at what percentage. To get a response from an insurance company for a pre-authorization may take several weeks. There are times that insurance companies do not cover some procedures at all, and when they actually cover procedures, it is at a range of 30% to 80% of the fee with the patient being responsible for the rest. With the insurance companies that we participate with, we will submit the claims for you.